Deposit Rates

Checking, Savings, Money Market, CDs, HSAs, IRAs...

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Rates are effective as of August 1, 2018 and are subject to change without notice.

Checking Accounts - Personal & Business

Account Type	Interest Rate	Annual Percentage Yield (APY)	Tier
Gold Checking	0.05%	0.05%
Preferred Checking	0.10%	0.10%	Less than $50,000
	0.15%	0.15%	$50,000 to $99,999
	0.25%	0.25%	$100,000 & above
Business Interest	0.05%	0.05%
IOLTA/IRETA	0.05%	0.05%

Savings Accounts - Personal & Business

Account Type	Interest Rate	Annual Percentage Yield (APY)	Tier
Savings	0.10%	0.10%	Less than $2,500
	0.15%	0.15%	$2,500 to $49,999
	0.20%	0.20%	$50,000 & above
Health Savings (Personal)	0.20%	0.20%

Money Market - Personal & Business

Account Type	Interest Rate	Annual Percentage Yield (APY)	Tier
Money Market	0.10%	0.10%	Less than $2,500
	0.15%	0.15%	$2,500 to $49,999
	0.20%	0.20%	$50,000 & above

Certificates of Deposit - Personal & Business

Account Term	Interest Rate	Annual Percentage Yield (APY)
7-29 Days	0.05%	0.05%
30-89 Days	0.05%	0.05%
3 Month (90-182 days)	0.10%	0.10%
6 Month (183-270 days)	0.15%	0.15%
9 Month (271-364 days)	0.20%	0.20%
1 Year (12-17 months)	0.25%	0.25%
18-23 Months	0.30%	0.30%
2 Year (24-35 months)	0.40%	0.40%
3 Year (36-47 months)	0.50%	0.50%
4 Year (48-59 months)	0.60%	0.60%
5 Year (60+ months)	0.70%	0.70%

Individual Retirement Accounts (IRA)

Account Term	Interest Rate	Annual Percentage Yield (APY)
7-29 Days	0.05%	0.05%
30-89 Days	0.05%	0.05%
271-364 Days	0.20%	0.20%
1 Year (12 months)	0.25%	0.25%
18 Months	0.30%	0.30%
2 Year (24 months)	0.40%	0.40%

APY - Annual Percentage Yield
Early Withdrawl penalties may apply
Rates may change after account is opened
Full disclosure of product terms and conditions is provided in writing upon request and upon account opening
Fees may reduce earnings

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