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Rates are effective as of January 1, 2019 and are subject to change without notice.
*Checking Accounts - Personal & Business
|
Account Type
|
Interest Rate
|
Annual Percentage
Yield (APY)
|
Tier
|
|---|
|
Gold Checking
|
0.05%
|
0.05%
|
|
|
Preferred Checking
|
0.10%
|
0.10%
|
Less than $50,000
|
|
|
0.15%
|
0.15%
|
$50,000 to $99,999
|
|
|
0.25%
|
0.25%
|
$100,000 & above
|
|
Business Interest
|
0.05%
|
0.05%
|
|
|
IOLTA/IRETA
|
0.05%
|
0.05%
|
|
|
*Savings Accounts - Personal & Business
|
Account Type
|
Interest Rate
|
Annual Percentage
Yield (APY)
|
Tier
|
|---|
|
Savings
|
0.10%
|
0.10%
|
Less than $2,500
|
|
|
0.15%
|
0.15%
|
$2,500 to $49,999
|
|
|
0.20%
|
0.20%
|
$50,000 & above
|
|
Health Savings (Personal)
|
0.20%
|
0.20%
|
|
|
*Money Market - Personal & Business
|
Account Type
|
Interest Rate
|
Annual Percentage
Yield (APY)
|
Tier
|
|---|
|
Money Market
|
0.10%
|
0.10%
|
Less than $2,500
|
|
|
0.15%
|
0.15%
|
$2,500 to $49,999
|
|
|
0.20%
|
0.20%
|
$50,000 & above
|
|
Certificates of Deposit - Personal & Business
|
Account Term
|
Interest Rate
|
Annual Percentage
Yield (APY)
|
|---|
|
7-29 Days
|
0.05%
|
0.05%
|
|
30-89 Days
|
0.05%
|
0.05%
|
|
3 Month (90-182 days)
|
0.10%
|
0.10%
|
|
6 Month (183-270 days)
|
0.25%
|
0.25%
|
|
9 Month (271-364 days)
|
0.20%
|
0.20%
|
|
1 Year (12-17 months)
|
1.80%
|
1.81%
|
|
18-23 Months
|
2.25%
|
2.27%
|
|
*2 Year Bump (24-35 months)
|
0.70%
|
0.70%
|
|
3 Year (36-47 months)
|
0.85%
|
0.85%
|
|
4 Year (48-59 months)
|
1.10%
|
1.11%
|
|
5 Year (60+ months)
|
2.50%
|
2.53%
|
|
Individual Retirement Accounts (IRA)
|
Account Term
|
Interest Rate
|
Annual Percentage
Yield (APY)
|
|---|
|
7-29 Days
|
0.05%
|
0.05%
|
|
30-89 Days
|
0.05%
|
0.05%
|
|
271-364 Days
|
0.20%
|
0.20%
|
|
1 Year (12 months)
|
0.25%
|
0.25%
|
|
18 Months
|
0.30%
|
0.30%
|
|
2 Year (24 months)
|
0.40%
|
0.40%
|
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- Penalty for early withdrawal may apply
- *Rates may change after account is opened (Variable rate only)
- Full disclosure of product terms and conditions is provided in writing upon request and upon account opening
- Fees could reduce earnings on these accounts
- Please contact your local branch for more information
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