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Builder Construction Loans | Commercial Loans | Mortgage Loans | SBA Loans | Consumer Loans | Business Credit Cards
Loan rates are available from any of our South Sound Bank loan officers. You can reach them at any of our branch locations.
Our Builder Construction Department offers diversified programs for all aspects of land acquisitions, development, and construction lending. Our qualified staff has over 30 combined years in the industry. They are supported by efficient and expedient internal systems to meet the needs of this special type of financing. Some of the reasons local builders choose South Sound Bank as their construction lender are:
- Local decision-making
- Flexible programs to meet specific needs
- In-house site inspections
- Fast loan approval
- Personalized service
To learn more about our construction lending programs, please call Chuck Hoeschen, VP-Construction and Home Mortgage Manager at (360) 705-4200 or e-mail chuckh@southsoundbank.com
South Sound Bank offers home loans. We have qualified staff to make the process fast and efficient. Whether you’re a first time homebuyer or on your tenth purchase, we will find the right loan to match your current situation.
Getting pre-approved is the first step to finding out how much home you can purchase. It gives you the advantage of showing sellers that you’re a qualified buyer. Complete the loan application and review the checklist and call Chuck or an appointment.
To learn more about our home loan programs, please call Chuck Hoeschen, VP-Construction/Home Mortgage Manager at (360) 705-4200 or e-mail chuckh@southsoundbank.com
South Sound Bank has experienced professional bankers that can help your business grow. We understand business and our local market and customize our loans for each individual business. We are committed to providing you with fast efficient turn around time. Our decisions are made locally and we offer competitive rates and terms.
Business Lines of Credit
This loan is designed for short term financing. A line of credit can help with those ups and downs of cash flow or act as a safety net in the event of an unexpected expense. It will assist you by providing working capital so that you can move ahead. You can borrow and repay as needed. You’ll pay interest monthly on the amount outstanding. If you would like to have the cash available when you need it, talk to one of our loan officers.
Term Loans
This loan is for the purchase of equipment or other assets to aid in helping your business grow. We will work to set up the loan with the right term and payment schedule that will work for your needs. Contact one of our loan officers today to discuss a term loan.
US Small Business Administration (SBA) Guarantee Loan
South Sound Bank has an approved lender with the US Small Business Administration. We can provide the expertise that will allow you to take full advantage of the US Government SBA programs.
SBA Loan Programs:
- 7(a) – Regular Business Loan
- 7(a) – SBA Express
- Patriot Express
- 504 Loan Program
Examples of what loans proceeds can be used for:
- Purchase an existing business
- Purchase machinery, equipment and fixtures
- Finance Inventory
- Purchase or construct an owner-occupied commercial building
- Working Capital
To learn more about our SBA programs, please call Tim Timmer, AVP-Loan Officer at (360) 705-4200 or e-mail timt@southsoundbank.com
Your business can have buying power at your fingertips all over the world. You will be able to track employee spending and track your day-to-day purchases. By using a business credit card, you can keep your business and personal expenses separated. Choose from VISA or MasterCard. Flex miles also available. You may complete the application and mail to your branch of account or bring it into your loan officer.
South Sound Bank can assist you with personal loans.
- Personal Loans – Let us finance your major purchases such as a new or used car, a boat or recreational vehicle.
- Overdraft Protection – Avoid overdraft fees by having an overdraft protection loan. Money transfers automatically and you avoid the expense of having your account be accessed fees.
- Credit Cards – Choose from VISA or MasterCard. Flex miles options available.
- Home Equity Loans and Lines of Credit – You can use the equity in your home to qualify for a loan to purchase just about anything from remodeling your home, paying medical bills or pay for your child’s education. In addition, you can choose if you want to borrow the money once and have a monthly payment or if you want to borrow and once you pay it back, have it available to borrow again.
Use the contact link to email your questions to a loan officer and we will respond to you either via email or phone call. Please remember not to provide sensitive information such as social security numbers or account information as this is not a secured email.